MORTGAGE BROKER BLOG

Site Costs Explained What They Mean for Your Construction Budget

Site costs are the expenses associated with preparing land for construction before building work begins. They may include earthworks, site clearing, excavation, retaining walls, drainage, utility connections and foundation preparation….

What to Know Before Financing an Interstate Investment Property

Financing an interstate investment property follows many of the same lending principles as purchasing within your home state, but additional factors may influence the process. Lenders may consider the property’s…

What Happens to Your SMSF When You Retire?

When a member of a self-managed super fund (SMSF) retires, the fund may move from the accumulation phase to the pension phase, where benefits are paid as income streams or…

SMSF vs Industry Super: What Actually Changes as Your Balance Grows?

As your super balance grows, the differences between an SMSF and an industry super fund often become more noticeable. Larger balances can change how fees are experienced, how investment choices…

How Bank Statements Can Influence Your Home Loan Application

Bank statements provide lenders with valuable information about a borrower’s financial position and spending patterns during a home loan application. Lenders may review income deposits, living expenses, existing loan repayments,…

Can Your SMSF Purchase Commercial Property for Your Business

In some circumstances, an Australian self-managed super fund (SMSF) may be able to purchase commercial property that is leased to a related business, provided the arrangement complies with superannuation and…

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