Mortgage Broker Gold Coast - BrokerCo

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Gold Coast Mortgage Broker, financing and home loan specialists

We are a group of award winning mortgage brokers on the Gold Coast, dedicated to finding you the best option for financing. Our specialists can consult on everything from home loans, car & personal loans, business loans, insurance and debt consolidation to get you the best deals and prices, every time. You no longer have to be confused or intimidated by the process of application and can rest assured that you’ll have the best options for your circumstances, goals and budget. Our team is highly skilled and degree qualified, dedicating their professional careers to understanding and navigating the financing world – so you don’t have to. We take the hassle out of the home loan process and bring knowledge and confidence to your buying experience.

Our Gold Coast mortgage broker services are built for your benefits

Our Gold Coast mortgage brokers are highly skilled experts and leaders in the industry. With over 30 years of combined knowledge, we pride ourselves on our high level of service and results-driven advice. Our goals and motivators are to provide a hassle-free and fast home loan experience that will benefit your short and long term goals without making you a slave to the bank. Our passion is to bring the human element back to the home buyer and we do so with excellent and responsive customer service, honest and easy to understand advice, and smart technology to bring the best comparison rates and home loan options. We make sure every loan & lending experience our clients have is a good one.

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We are not your every day "banksters"

While working with us, you won’t be talking to a computer or be just one more number in the system. We are real people, ready to make financing your Gold Coast home a reality, whether it’s your first home or next investment. Thanks to our real-life experience and by going through the financing & mortgage process ourselves, we know personally what it’s like to finance a home, car or business. Our crew is down to earth, relatable and friendly locals on the Gold Coast who look forward to getting to know each client personally, answer questions and find out their unique circumstances in order to give high-quality advice. You can put faces to the name and feel confident in our award winning Gold Coast mortgage brokers.

A faster application process with expert advice

We have helped and given advice to thousands of people across the Gold Coast with all kinds of loan needs. The combined knowledge and know-how of our mortgage broker group see over 250 loans approved each year. We know the right questions to ask and the methods to take to achieve the kind of financing you’re looking for. We’ll take aspects like your background story, the current rates and comparison rate for loans such as yours, your finance needs, your personal situation and the type of property and location you seek – to find the perfect option for you. We aim to be as flexible and available for our clients as possible and can phone or video call at your convenience. The benefit of our service is the availability of offers and choices from lenders Australia wide. With everything clearly presented and with something to suit all home buyers and each situation, our mortgage brokers can find your perfect home loan. Combining skill and cutting-edge technology, your future home, investment property or particular lending situation is in safe hands.

Your mortgage broker questions - answered

Single banks can only offer you the home loans that they have access to. Mortgage brokers have access to many lenders, in our case over 40 banks in Australia, so we have the opportunity to listen to your requirements. This allows us to reach out to different lenders and fit you to the particular lender with that product and comparison rate that suits you the best.

Mortgage brokers generally aren’t biased or selective with particular lenders and can give you all of the options to finance and come up with a plan that will work well for you and your property long term. We handle every aspect of your home loan application, including all the paperwork, and we do it all for free. With open communication and clear management, we can give you the choice to pick and choose from lenders and investors Australia wide, and our brokers know how to get the best.

Anything worth doing is worth researching, and the same rule applies to mortgage brokers. To find a quality mortgage broker, it is important to look for their access to multiple lenders, the ways in which they negotiate and communicate and their success with helping home buyers secure the right financing. To determine whether your mortgage broker comes highly recommended, it’s important to look at the companies reviews, testimonials and general online and local presence.

A mortgage broker offers choice! Banks can only offer home loans and products they have available. Mortgage brokers have access to many banks & loans, in our case over 40 banks in Australia, so we have the opportunity to listen to your requirements and then fit you to the particular lender and that particular loan & product that suits you best. A mortgage broker is a home buyer’s best friend, taking the stress out of the home loans process, managing the paperwork, comparison rate and dealing with the lenders on your behalf.

Specific lenders only have their own small handful of products and options available to you. Your mortgage broker knows the products and services of all the banks and lenders, as well as the lending conditions and application processes, and can help you to find the perfect fit. Our group on the Gold Coast are personal and people-focused and will prioritise getting you the best deal without locking you into a specific bank or institution.

Mortgage brokers get paid at the settlement of a home loan, and the process is entirely free for the client. It falls into the bank’s responsibility to pay the mortgage broker in the background in the same way that they would pay their local Gold Coast staff. The client isn’t expected to pay the branch clerk when they go and see them, as they don’t have to pay mortgage brokers directly. The mortgage broker gets paid from the bank when the home loan is approved, so the mortgage broker won’t get paid unless the loan is successful.

Mortgage brokers get paid at the settlement of a home loan, and the process is entirely free for the client. It falls into the bank’s responsibility to pay the mortgage broker in the background in the same way that they would pay their local Gold Coast staff. The client isn’t expected to pay the branch clerk when they go and see them, as they don’t have to pay mortgage brokers directly. The mortgage broker gets paid from the bank when the home loan is approved, so the mortgage broker won’t get paid unless the loan is successful.

A fixed-rate mortgage means that your loan is fixed on either a two, three or five-year period and your loan repayments won’t change or fluctuate. This helps to predict what the monthly repayment will be and avoids the financial risk from interest rates rising or falling.

A variable rate mortgage means that your mortgage repayment can fluctuate as the lender changes their rates. If the rates go up, then your mortgage repayment will go up and if it goes down, your mortgage repayment will go down. The biggest benefit of a variable rate mortgage is flexibility. You can pay as much and as often as you like off of your variable rate mortgage.

We can help you to determine the best interest rates for your situation, for example, if you’re looking to buy a home on the Gold Coast and you’re moving into an owner-occupied property, the best way to structure that would be a principal and interest loan. With a loan such as this, your contracted repayments each month or fortnight will stay the same throughout the life of the home loan.

BrokerCo is run, managed and operated by real professionals, not by computers or complicated algorithms. We are an independently owned Australian company that isn’t influenced by banks, aggregators or lenders, and our advice is completely our own. We want to sit down with you and go through the options with your benefits in mind, and we won’t give up on our search for the perfect loan for you until you’re satisfied. After finding your loan, we will stay involved with you to ensure the loan is right for you and your circumstances, and if your circumstances change, we’ll work to alter the conditions of your loan so you are comfortable. We have the size, scale and opportunity to offer a service to you that neither a big bank nor an ill-equipped or small brokerage can offer.

BrokerCo’s personal service makes the home loan application process easy! We make time to have a conversation with you about your background, what your circumstances are and what you are looking for, and we use that information, mixed with our expertise and cutting-edge computer software, to formulate the best advice and find a solution to suit you. After this meeting, we will stay in contact throughout the entire process; from application to approval, to answer any questions and make the process easy for you.

Purchasing property for the first time can be overwhelming, and we are your partner to read the fine print, understand the language, and find the best possible outcomes while avoiding potentially costly mistakes. Our greatest reward is finding dream homes for families and getting your loan approved, and we help clients all across the Gold Coast to find their property. All it takes is a deposit and a conversation, and we can get the process started.

If aspects of your lifestyle have stopped you thus far, such as being self-employed or a single parent, we can help to resolve the hesitation from the lenders. In addition, we offer asset finance, commercial finances, car loans and more, whether you have a normal job, or not. With our Gold Coast mortgage broker experts, you’re gaining access to our expansive network of professional services with fast and effective solutions, and we know the language to get you the best.