I have been using Paul's services for over ten years now. He has helped me with the purchases of multiple properties and refinancing of multiple loans. He is prompt to reply, he is reliable and always polite and friendly. I have never had a negative experience with Paul ever since I met him. He works hard to get finance approved as fast as he can, he keeps you updated regularly and really helps guide you through the process, never losing patience or making you feel stupid if you ask the same questions repeatedly. I have recommended Paul to friends and family and I wholeheartedly recommend him to anyone else needing this kind of service.