What You Need to Consider Before You Invest in Property

When it comes to investing, buying a property is one of the best ways to get your foot in the door. With the security of a physical asset that will only appreciate in value, many keen investors aim to purchase their first live-in asset in their twenties, and add to their portfolio slowly. While property investment has long been seen as a fail-safe option for those looking for financial security, this path is no get-rich-quick scheme.

Just like any investment, there are things to consider before getting your foot on the property ladder. Seeking expert advice can be the difference between a successful investment property and a stress-inducing money drain. With that in mind, let’s discuss some of the things you need to consider before diving into the wonderful and exciting world of investment property.

Understanding investment property finance

CONSIDER YOUR PERSONAL CIRCUMSTANCES


The most important part of investing in property is understanding how your purchase lines up with your circumstances. While it may seem appealing to get the most expensive property possible in a high-growth area, are your outlying expenses going to allow you to service the mortgage and interest? Do you eventually plan to live in the property, or is it purely an investment for the future?

Before committing to property investment, make sure that your cash flow can support your plans, and consider how a mortgage may affect your lifestyle in the future.

KNOW YOUR BORROWING POWER


When buying an investment property, chances are that you’re going to need a mortgage. Banks consider factors like lifestyle and existing lines of credit, meaning that your borrowing power is going to be different to that of your neighbours.

first-time buyer with no financial commitments is likely to have different access to government grants, concessions and mortgage rates than a family of four with a car loan and an existing residential property. Speak to a broker to understand just how much you’ll be able to borrow, and what kind of deposit is required for your dream investment property.

understand your borrowing power

CHOOSING THE RIGHT PROPERTY FOR YOU

Property investing is a long term strategy

PLAY THE LONG GAME


The property game is a marathon, not a sprint. While some properties are good to go from the day of settlement, others will take years of careful maintenance to begin spinning a profit. Factors affecting the profitability of a property include the age, facilities and area, and can often result in negative gearing for the first few years of ownership. Be patient, and your property can be a fantastic step to securing your financial future.

LET A BROKER HELP YOU MAKE THE RIGHT CHOICE


At BrokerCo, we understand the nuances of the property market and how important your first investment can be. We match you with a professional mortgage broker to assist you step by step, so you can feel confident in your investment choices. With years of experience, BrokerCo can help you save time, money and stress in helping you build your future financial freedom. If you’d like to learn more about our services, or how a BrokerCo mortgage broker can help set you up for success, contact us today!

SOME OF OUR CUSTOMER REVIEWS

Excellent
5.0
Julie Maloney
1 week ago
Thankyou to all the staff at BrokerCo. An outstanding team. Welcoming , knowledgeable and professional, with a positive result. A very special Thankyou to Jodie Roy for turning my dream into a reality. Jodie is such a fantastic Broker, her positive, supportive, knowledgeable, caring nature gets the job done.
A big Thankyou also to Nicole and Fran for their hard work and great communication via emails and phone calls. Creating a very smooth confident experience.
Would highly recommend BrokerCo. Gold standard!! Service
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Response from the owner:Thank you so much for your kind words Julie! We're thrilled to hear about your positive experience with our team at BrokerCo. It's wonderful to know that Jodie, Nicole, and Fran were able to make your journey smooth and seamless. We truly appreciate your recognition of their hard work, dedication, and professionalism. Your feedback means a lot to us, and we're so glad we could help turn your dream into a reality. Thank you again for your trust and recommendation. We wish you all the best and look forward to working with you again in the future! Congratulations again on your new purchase! 🎉
Bailey Henderson
2 weeks ago
Jodie and her team did an amazing job at helping us secure finance. They were easy to communicate with and supported us for the whole journey.
Response from the owner:Thank you so much for your kind words! We’re thrilled to hear that Jodie and the team made the finance process smooth and supportive for you. We really appreciate you taking the time to share your experience; it means a lot!
Hayden Anderson
3 weeks ago
Paul and the team at Broker Co have been outstanding to deal with. They’ve successfully secured tricky finance approvals for us on two separate occasions where other avenues were not straightforward, and they handled everything professionally from start to finish.

Communication was clear, turnaround times were fast, and they genuinely worked hard to get the deal across the line.

I can’t recommend Paul and the team highly enough. If you need a broker who knows how to navigate complex situations and actually gets results, these are your people.
Response from the owner:Thank you so much for your kind words, Hayden! We truly appreciate you taking the time to share your experience.

It was an absolute pleasure assisting you, and we’re really glad we could help navigate the complexities and secure the approvals you needed. Your trust in Paul and the BrokerCo team means a lot to us.

We look forward to supporting you again in the future whenever you need us! 🏠
Adam Chamberlain
4 weeks ago
Great service, and we found Brooke to be so helpful and continually keeping us in the loop and up to date with all proceedings. Would 100% recommend BrokerCo, and Brooke Penny as she did a brilliant job and we knew every step of the way what was going on.
Thank you so much for your awesome service, help and results.!!!
Ditto again, simply brilliant service, advice and results!!! 12/10
Response from the owner:Thank you so much for your kind words! We’re thrilled to hear you had such a positive experience with our service, and especially with Brooke. She’s a valued member of the team and will be so pleased to know her efforts made a difference and kept you well informed throughout the process.

We truly appreciate your recommendation and are grateful for the opportunity to work with you. Thanks again for your support and trust in BrokerCo 🏠
Dan Walters
1 month ago
My wife and I have been working with Jodie for serval years now and have always found Jodie and her associates amazing. With our latest dealings, we dealt with Nicole and Fran who were always available to speak with and put my minds at ease. They took care of everything. The team at BrokerCo are caring and passionate about thier work and make you feel apart of the family. I can not recommend them highly enough. They take care of you.
Response from the owner:Thank you so much for your wonderful review, Dan. We truly appreciate your continued trust in BrokerCo over the years. It was a pleasure assisting you both with your recent cash-out, and we’re so glad to hear that Nicole and Fran helped make the process smooth and reassuring along the way. Knowing you felt supported and well looked after means a great deal to our entire team. Jodie and everyone at BrokerCo are passionate about helping our clients achieve their goals, so your kind words about feeling part of the family really mean a lot to us. We look forward to supporting you both again whenever you need us!
Isaac Anderson
3 months ago
We have used BrokerCo multiple times and have always found their service to be friendly, reliable and thorough. Highly recommended.
Response from the owner:Thank you so much, Isaac, for your continued trust and kind feedback. We’re delighted to hear that your experiences with BrokerCo have consistently been friendly, reliable, and thorough. Your recommendation means a great deal to our team, and we truly appreciate the opportunity to support you each time. 🏡
Jye Wivel
3 months ago
Have bought 2 houses with Brooke, and currently cashing out some equity for a third.
Brooke has gone above and beyond each time liasing with ourselves and buyers agents to get things across the line.
Couldnt reccomend them more
Response from the owner:Thank you so much, Jye, for your kind words and continued trust. We’re grateful to have supported you across multiple purchases and now with your next step, and we’re pleased to hear the process has been seamless each time. Working closely with all parties to achieve the best outcome for our clients is always our priority. We truly appreciate the recommendation and look forward to supporting you again in the future.
BrokerCo’s team helped us to easily navigate a complex loan application so that whole experience became stress-free . Their communication process is second to none keeping us informed at each step and throughout each stage. Professional, personable, clearly highly experienced. We can’t recommend them highly enough. Thank you for helping to make such a massive difference to our lives at this stage of our financial journey, BrokerCo.
Response from the owner:Thank you so much for your kind words! We truly appreciate you taking the time to share your experience. It was a pleasure assisting you through your loan application, and we are delighted to hear that our team was able to make the process smooth and stress-free. Your feedback on our communication and service means a great deal to us. We are grateful for your recommendation and look forward to assisting you in the future!
Matthew Blair
3 months ago
Fantastic service from start to finish.
Bernadette was amazing to deal with, nothing was an issue for her and the wonderful team at Broker Co. We cannot recommend these guys highly enough
Response from the owner:Thank you so much for your wonderful feedback, Matthew. We’re thrilled to hear you had such a positive experience from start to finish. It’s great to know that Bernadette and our team could make everything feel easy and stress-free for you. We truly appreciate your recommendation and your support! Congratulations again on your new purchase 🥳
Aaron Hollier
3 months ago
Broker co is the best. They helped me keep my family home after divorce, when everyone one else said no. Everyone there goes above and beyond to help you with everything. Can't recommend highly enough. Thanks Aaron
Response from the owner:Thank you so much, Aaron! We really appreciate your kind words. It means a lot to know you had such a great experience with our team. We look forward to helping you through the next steps 🏡
Emily Anderson
3 months ago
Jodie and Nicole at BrokerCo were fantastic! Jodie gave me incredible advice and direction to achieve my goals. They made the refinancing process simple, stress-free, and kept me informed every step of the way. Highly recommend their friendly and professional service!
Response from the owner:Thank you so much for your lovely review, Emily! We’re really glad to hear the advice and support helped you achieve your goals and that the refinancing process felt simple and stress free. We truly appreciate your recommendation and are always here if you need anything in the future. It was lovely working with you 🏡
Jacana Bright
3 months ago
Brooke at BrokerCo. has been fantastic to work with. She explains everything clearly, communicates promptly, and always provides accurate information. She helped me secure the best home loan for my investment property and later guided me through refinancing to a bank that better suited my needs. I’ve consistently felt supported and confident throughout the entire process. I highly recommend her services.
Thanks, Brooke!
Response from the owner:Thank you so much for your kind words and for taking the time to share your experience, Jacana. We’re thrilled to hear that Brooke supported you so well throughout your home loan and refinancing journey. Clear communication and genuine support are exactly what we strive for, and it means a lot to know you felt confident every step of the way. We truly appreciate your recommendation and look forward to supporting you again in the future.
Parsa Shirazi
3 months ago
Just wanted to extend my thanks to Paul and the entire Broker Co team for their outstanding support with our most recent financial enquiry.

We completed our first mortgage through Broker Co, and this experience was every bit as exceptional as the first. Their consistent follow-ups, clear communication, knowledgeable staff, and the level of personalised service tailored to their clients’ needs truly go above and beyond.

I will definitely be reaching out to them again for our next mortgage, and I highly recommend their services. If I could, I would give them a few extra stars.
Response from the owner:Thank you so much, Parsa! We’re truly grateful for your continued trust and for sharing such a generous review. It means a lot to hear that your second experience with BrokerCo was just as exceptional as the first.
Paul and the whole team are thrilled to know our communication, follow-ups, and personalised support made a real difference. We’re always here to make the process as smooth as possible, and we can’t wait to help you again with your next mortgage. Thanks again for the extra stars - we appreciate you! 🌟
Sean Perrin
4 months ago
Brooke from BrokerCo was amazing, the level of support and knowledge was completely incomparable to my previous experiences. She not only made the process of purchasing property seamless and stress free but made me feel like I had a good understanding of the process and was informed along the way!
Response from the owner:Thank you, Sean, for your kind feedback. We’re delighted to hear that Brooke provided such exceptional support and guidance throughout your property purchase. At BrokerCo, we strive to make every client’s experience seamless and well-informed, and it’s wonderful to know that this was reflected in your journey. We appreciate you taking the time to share your experience with us!
Chandra Shah
4 months ago
I had quite a complicated case, and getting my loan approved felt almost impossible at times — but thanks to the amazing team at Broker Co, it all came together!
A huge thank you to Jodie, Fran, and Nicole for going above and beyond to help me through every step. They were always supportive, patient, and proactive in finding solutions when things got tough.
I truly couldn’t have done it without them. I’m so grateful for their hard work and dedication, and I highly recommend Broker Co to anyone looking for a team who genuinely cares about their clients
Response from the owner:Thank you so much for your wonderful review, Chandra! We’re delighted to hear that our team could support you through a complex process and help make your loan approval possible. Your kind words mean a lot to Jodie, Fran, and Nicole, and the entire BrokerCo team truly appreciates your trust in us. We’re so glad we could be part of your journey and wish you all the best moving forward! 🏡
Ben Frank
5 months ago
Best service I could have hoped for. As a first home owner I had a lot to learn and I found Brooke extremely friendly and very knowledgeable. She guided me through the whole process smoothly. I highly recommend
Response from the owner:Thank you for your 5-star review!
Craig Stirling
5 months ago
Wonderful service from the Team at Broker Co. The application process was straight forward and communication was given at every step. We got the indication of our borrowing capacity very quickly too. Would recommend to anyone looking at organising finance.
Response from the owner:Thank you so much for your kind words, Craig!😊 We’re so glad to hear you found the process straightforward and that our communication kept things clear along the way. It’s great to know we could help you get clarity on your borrowing capacity quickly. We really appreciate your recommendation! Congratulations again on your settlement.
Jayden
5 months ago
I had such an incredible experience with the team at BrokerCo - Jodie, Paul, Bernadette, and especially Nicole were all fantastic to deal with! As a first-home buyer, I had no idea where to start, but they made the process so easy to understand and completely stress-free.

Nicole in particular went absolutely above and beyond. She was patient, supportive, and always took the time to explain every detail in a way that made sense to me. She kept in constant communication, followed up on everything without me ever having to chase, and genuinely cared about helping me secure the best outcome.

Buying your first home can be overwhelming, but thanks to Nicole and the whole BrokerCo team, it turned into a really positive and exciting experience. I couldn’t recommend them highly enough - if you’re looking for a team that truly cares and goes the extra mile, BrokerCo is the one!
Photo from customer review
Response from the owner:Thank you so much for your lovely review, Jayden! We’re so happy to hear that your first-home buying journey was such a positive experience. Buying your first place can feel overwhelming, so it means a lot to know our team helped make it simple and stress-free for you. We really appreciate your kind words and recommendation; it genuinely makes our day to know we could be part of such an exciting milestone! Congratulations again! 🎉
Richard Amery
5 months ago
Well, what can I say? Matthew, Bernadette and Nicole have all been absolute legends helping me through the process of buying my first home and without them, it wouldn't have happened. Nicole in particular was super friendly and responsive, guiding me through all the necessary steps leading up to settlement! Cannot recommend them enough.
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Response from the owner:Thank you so much for your kind words, Richard! We’re thrilled to hear that your first home-buying experience was such a positive one. It’s always our goal to make the process smooth, supportive, and stress-free. Congratulations on your new home, and thank you again for choosing to work with BrokerCo! 🏠🎉
Michael Tadrous
5 months ago
We had the absolute pleasure of working with Brooke as our broker, and I can confidently say she has been the best we have ever dealt with. From the very beginning, Brooke made the entire process smooth, stress-free, and incredibly efficient. She managed to secure our loan approval in no time at all, without any complications, delays, or unnecessary hurdles.

What truly stood out was her responsiveness and dedication. No matter how many questions we had, Brooke was always there with clear, patient, and thorough answers, giving us complete peace of mind at every step. Her professionalism, knowledge, and genuine care made us feel completely supported throughout the journey.

It’s rare to find someone who not only does their job exceptionally well but also goes above and beyond to make sure everything is handled perfectly. Brooke did exactly that. We are so deeply grateful for her efforts and couldn’t have asked for a better experience.

We definitely recommend her.

On 25/09/2025 Our dream came true thanks to Brooke.

We honestly cannot thank Brooke enough for everything she has done for us. After two years of struggling with different brokers who only made the process of buying a home more stressful and complicated, we finally found Brooke – and what a game changer she has been. Brooke went absolutely above and beyond, securing our loan approval in just 4 hours and making what we knew was a complex process feel completely stress-free and effortless.

What sets Brooke apart is her unique ability to tailor solutions that genuinely suit each individual’s circumstances. She doesn’t just crunch numbers – her extensive knowledge and experience, combined with her deep understanding of each lender’s policies, meant she knew exactly what would work best for us. Every obstacle we faced was met with a clear solution, and on top of that, she secured the best interest rate we could have hoped for.

Brooke’s patience, prompt responses, and willingness to answer every single question made us feel supported every step of the way. She doesn’t simply submit an application; she prepares thoroughly, anticipates every enquiry, and advocates fiercely for her clients when needed.

Brooke is not just a mortgage broker – she is an extraordinary problem solver, a true professional, and someone who genuinely cares about achieving the best outcome for her clients. We feel incredibly lucky to have had her on our side and could not recommend her highly enough.
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Response from the owner:Thank you so much, Michael, for your wonderful feedback. We’re thrilled to hear that Brooke made the process such a smooth and positive experience for you. Your kind words about her professionalism, responsiveness, and dedication truly mean a lot to us. We’re so glad you felt supported and cared for every step of the way, and we greatly appreciate your recommendation!
Leanne Milner
5 months ago
I have dealt with Paul Westcott and his team for years. The process is always seamless, and fast. They take a lot of the load off which is fantastic when life is busy. I can’t recommend Broker Co highly enough. They are professional and super helpful and quick to get back to you with any questions. Paul’s always made the best decisions for me financially, which I’m always grateful for. I have a lot of trust in Paul and the team.
Response from the owner:Thank you so much, Leanne, for your kind words and continued trust over the years. We’re so pleased to hear that Paul and the team have made the process seamless and stress-free for you. Your confidence and trust mean the world to us, and we’re grateful for the opportunity to support you with your financial goals. We look forward to continuing to help whenever you need us.
Matt Kelly
5 months ago
Jodie, Fran and the team are amazing. My second purchase though them went as smoothly as the first, and I can't recommend the BrokerCo team highly enough!
Response from the owner:Thank you so much, Matt! We’re thrilled to have supported you through your second purchase and to hear that the process was just as smooth as the first. Jodie, Fran, and the whole team truly appreciate your kind words and recommendation. It’s always a pleasure working with you, and we look forward to being here whenever you need us next.
Courtney Giles
5 months ago
Cannot recommend Brooke from BrokerCo enough! She made the very daunting process of buying our first home much less scary and explained every step of the process to us in a way we could understand.
Response from the owner:Thank you so much for your kind words, Courtney! We’re so pleased to hear that Brooke was able to make your first home buying journey clear and stress-free. Buying your first home is such a big milestone, and it means a lot that you trusted us to guide you through it. Congratulations on your new home! 🎉
Michele Lochhead
6 months ago
Response from the owner:Thanks for your 5-star review Michele, we are so excited for you! 🎉
David Roberts
6 months ago
Very professional in every way, great knowledge etc and always keeping me up to date at all times
Can highly recommend Brooke.
Can not thank Brooke enough for all her help.
Response from the owner:Thank you so much for your kind words, David. We truly appreciate your recommendation and are so pleased to hear Brooke kept you informed and supported every step of the way! 🏡
Timothy Brunner
7 months ago
Jodie and her Team where absolutely fantastic. The constant up dates and follow ups to get us the best outcome was next to none. Customer care with Nicole is awesome such a friendly bubbly personality enjoyed talking to her every time she rang. Holly and Tim
Response from the owner:Thank you so much for sharing this wonderful feedback, Holly & Tim! We’re thrilled to hear your experience was such a positive one and that you felt well supported throughout the process. Providing clear communication, consistent updates and genuine care is what we strive for, and it’s so rewarding to know this made a difference for you. We truly are excited for you both and your new endeavour - congratulations again! 🎉
Richie
7 months ago
Great team to work with creative in helping us gain our finance recommend Jody to friends and family
Response from the owner:Thank you, Richie, for your kind words. We are so pleased to hear that you had a great experience working with our team and that Jodie was able to assist you in securing your finance. Your recommendation to friends and family means a great deal to us and we truly appreciate your support.
Broker Co have been outstanding in guiding us through the process of securing two investment properties. They’ve been incredibly patient, answering all our questions thoroughly and providing clear, practical advice every step of the way. Their communication—both with us and seamlessly among their team—has been excellent, keeping everything on track and stress-free. The entire process was smooth from start to finish, thanks to their professionalism, expertise, and willingness to ‘hold our hand’ throughout. We’re grateful for their support and wouldn’t hesitate to recommend them to anyone looking for a reliable mortgage broker.
Response from the owner:Thank you so much, Faye, for your thoughtful review. We are delighted to hear that your experience securing your investment properties was smooth and stress-free. Our team prides itself on providing clear guidance, consistent communication, and ongoing support, so it is wonderful to know this made a difference for you. We truly appreciate your trust in BrokerCo and your kind recommendation.
Wilma van Eyk
7 months ago
I have recently had the pleasure of obtaining a loan through BrokerCo Mortage Brokers for the purchase of my new home.
I cannot recommend the team highly enough. They kept me informed and reassured me every step of the process even when things got stalled for a little while. And then when I was approved they further assisted me through the process.
Response from the owner:Thank you so much for your wonderful review, Wilma. We’re thrilled to hear that you had such a positive experience with the team at BrokerCo. It is always our goal to keep our clients informed and supported at every stage of the journey, so knowing you felt reassured, even during the slower moments, truly means a lot to us. Congratulations again on your new home, and we’re so happy we could be part of making it happen for you!
Julian Politylo
7 months ago
Brooke was fantastic throughout the whole process putting my partner and I at ease at every turn. We really appreciated her being on our side and guiding us through this process.
Response from the owner:Thank you so much, Julian! We're thrilled to hear that Brooke was able to support you both so well throughout the process. Knowing she helped put you at ease and made the journey smoother means a lot to us. We truly appreciate your kind words and are so glad we could be on your side.
Andrew Strong
8 months ago
Brooke is the best. Highly recommended
Response from the owner:Thank you so much, Andrew! We really appreciate your kind words. Brooke is truly amazing, and we're so glad to hear she made such a positive impression. Congratulations again! 🎉
Dillon Hingst
8 months ago
Jodie Roy from Broker co has gone above and beyond for me. She is very trustworthy and has your best interest at heart. Can’t thank Jodie and Bernadette enough. So glad I had you on my side.
Response from the owner:Thank you so much, Dillon! We’re truly grateful for your kind words. It means a lot to hear that Jodie and Bernadette were able to support you in such a meaningful way. We’re so glad we could be on your side throughout the process. Congratulations again! 🏠🎉
ceaser weru
8 months ago
Response from the owner:Thank you so much for your 5-star review, Ceaser! ⭐
Paul Newman
8 months ago
Amazing team that gets the job done in the quickest possible time !!
Both times I have used the team, they have exceeded my expectations and worked with me to achieve my goals. A business to be proud of 👌🏾
Response from the owner:Thank you so much, Paul! We truly appreciate your kind words and continued trust in our team. It means a lot to know we've been able to exceed your expectations and help you reach your goals—twice! We're proud to have been part of your journey and look forward to helping you again whenever you need.
Mitch Amery
8 months ago
What more is there to say when Matthew, Bernadette, Nicole and the rest of the team at BrokerCo already have 278 five star reviews..

My partner and I were buying our first house and they were incredibly patient and supportive during the whole process.

Their communication was exceptional and they do seem to genuinely care.

I can’t recommend them highly enough!
Response from the owner:Thank you so much for your thoughtful message, Mitch! We’re truly grateful for your kind words and so glad we could support you both through such an exciting milestone. Buying your first home is a big step, and it means a lot to know you felt well-supported throughout the process. We really appreciate your recommendation, it’s feedback like yours that keeps us motivated to do what we do. We look forward to assisting you through the next steps! 🏡
Louise McSherry
8 months ago
Response from the owner:Thanks Louise for your 5 star review!
Hope Springs
8 months ago
Paul and his team are amazing. They kept us informed all the way and kept us calm and helped us out if we had any questions. Highly recommended
Response from the owner:Thank you so much for your kind words! We're truly grateful for your recommendation. Paul and the team are passionate about what they do, so it’s wonderful to hear that their support made you feel informed and at ease throughout the process. We’re so glad we could help, and please don’t hesitate to reach out if there’s anything else we can do for you in the future 🏡
Emily Hurrey
9 months ago
A huge thanks to the amazing team at BrokerCo who helped us with the purchase of our first home. They provided us with multiple loan scenarios and were always quick to reply to any questions. We couldn’t have asked for a better experience. Thank you Jodie, Bernadette and Nicole!
Response from the owner:Thank you so much for your kind words, Emily! We’re absolutely thrilled to have been part of your first home journey. It was a pleasure working with you, and we’re so glad to hear that you had a positive experience with our team. Your gratitude means a lot to us, and we’re always here if you need support in the future. Wishing you all the best as you settle into your new home! 🏡✨
Felicia Kinderman
9 months ago
Outstanding service as always. Very efficient and a great team. Communication is key, they always make themselves available.
I have now used BrokerCo 5 times over the last 6 years. Won't go anywhere else.
Response from the owner:Thank you so much, Felicia! We truly appreciate your kind words. It's always a pleasure to serve you, and we're grateful for your continued trust and support! 🏠
Jotham Omany
9 months ago
Extremely grateful for the quick and simple handling of our application and speed opf approval. Thanks.
Response from the owner:Thank you so much for your kind message, Jotham! We're extremely grateful for the opportunity to assist you and are so pleased to hear that you found the process quick and straightforward. It’s always our goal to make things as seamless and stress-free as possible, so your feedback truly means a lot.
chris hancock
10 months ago
Paul and his team went above and beyond to help us achieve our dreams.
Response from the owner:Thanks for the review Chris. It was a pleasure
Mitchell Lawson
10 months ago
My partner Jade and I are currently in the process of building our first home using BrokerCo as our broker and they have been absolutely amazing so far. This being our first land and house purchase we were very unfamiliar with the process and what’s involved, especially on the paperwork side of things. The whole team at BrokerCo: Matthew, Fran and especially Nicole have been so helpful and understanding. They have answered all our silly questions and been patient with us while we wrap our heads around everything.

Matthew helped us begin the process with our initial consultation and pointed us in the right direction. He explained all the basics to us without over complicating things and got the ball rolling for us.

Fran is always touching base with us to make sure all our documents and forms are in order and everything is being done on time. She is very responsive and will always reply in a timely manner to answer any questions.

Finally, Nicole has been an absolute superstar for us. This last week we reached settlement on the block of land and unfortunately we had pretty poor experiences with our bank and conveyancer being very little help but luckily Nicole was there to pick up the slack and get us over the finish line. We had several delays as a result of very poor communication and effort from our bank to get forms processed in time which lead to us needing a 24hr extension on the day of settlement. My partner and I were both at work during the whole process which left Nicole to organise everything on her own, and that she did. She was on the phone all day for 2 days straight with everyone involved urging them to escalate it and fixing other peoples mistakes all while keeping us calm and updated on what was happening. I am 100% confident that without Nicole we would not have succeeded.

Our experience overall with BrokerCo has just felt so genuine all around, like they actually care about us and want what’s in our best interests. The congratulations phone call and email we got when we reached settlement wasn’t some pre-made speech that everyone gets, it was personal and they genuinely were so happy for us. We are very much looking forward to building our new house on the land and continuing to work with BrokerCo and could not recommend them enough if you are looking for a genuine, hard working, honest broker!
Response from the owner:Thank you so much for your kind words and for choosing BrokerCo to be part of such an exciting chapter in your lives, Mitch & Jade. We’re absolutely thrilled to hear that your experience so far has been a positive one, and that we've been able to help guide you and Jade through the journey of buying your first home. We know how overwhelming the process can feel, especially with all the paperwork and moving parts involved, so it means a lot to us that you felt supported and well looked after. Your feedback about the genuine care and personal touch you experienced is exactly what we strive for with every client. Congratulations again on reaching settlement on your block of land! We’re so excited for what’s to come as you begin building your new home, and we look forward to continuing the journey with you. Thanks again for your trust and recommendation; it truly means the world to us all 🏠
Anthony
10 months ago
Response from the owner:Thanks for your 5-star review, Anthony!
Aidan Flannery
10 months ago
As a first-time buyer, I couldn't have asked for a better experience than the one I had with BrokerCo. From start to finish, the entire process was absolutely seamless. I felt fully confident in the team every step of the way — they were incredibly knowledgeable, professional, and made what could have been a stressful experience feel smooth and manageable.

A special thank you to Paul, Nicole, and Fran — each of them went above and beyond to ensure everything was handled promptly and with care. They were extremely responsive, always available to answer my questions, and kept me informed throughout the entire process.

I highly recommend BrokerCo to anyone looking for a reliable, efficient, and genuinely supportive mortgage broker. In this aggressive property market, you want these people on your team.
Response from the owner:Thank you so much, Aidan, for your thoughtful and generous words. We’re absolutely thrilled to hear that your first home-buying experience was such a positive one; that’s exactly the kind of outcome we strive for. Paul, Nicole, and Fran are appreciative for the special mention; we take great pride in providing attentive, knowledgeable support, and it means a lot to know that their efforts made a real difference for you. We’re honoured to have been part of this important milestone in your life, and we truly appreciate your recommendation. Wishing you all the best in your new home! 🏠
T Thompson
10 months ago
Whew, I've finally found my brokerage. Jodie, Nicole, Bernadette and the team helped me with an initial investigation into borrowing power then later for a refinance on irregular income like it was nothing. I’m an ex broker so it’s hard for me not to judge service with my high expectations over here. They handled me over a a few emails and that was that. Thanks again ladies, until next time x
Response from the owner:Thank you so much for your thoughtful review, T! It means the world to us; especially coming from someone with experience in the industry. We're so glad we could make the process smooth and straightforward for you. 🙂 Helping clients like you is why we love what we do. We truly appreciate the trust you placed in us and look forward to helping you again down the track!
Amy Stretton
10 months ago
Very thorough, Nicole was very informative about everything and went out of her way to help find cheaper quotes, and made us understand alot more about investment house as well.
Response from the owner:Thank you so much for your kind words! We're so pleased to hear that Nicole was able to support you so thoroughly. We always strive to go the extra mile for our clients, and your feedback is a wonderful reflection of our dedication. We really appreciate you taking the time to share your experience - it means a lot to both Nicole and the entire team at BrokerCo. Thank you again for trusting us to assist in your journey!
I had an outstanding experience working with Brooke Penny from BrokerCo. From start to finish, Brooke was professional, knowledgeable, and incredibly supportive throughout the entire process. She took the time to understand my needs, answered all my questions clearly, and went above and beyond to secure the best possible outcome for me.

What really stood out was her transparency and commitment—she kept me informed at every step and made the whole experience smooth and stress-free. Brooke’s dedication and expertise truly made a difference, and I can’t recommend her highly enough to anyone looking for a trustworthy and efficient broker.

Thank you, Brooke, for your amazing service!
Response from the owner:Thank you so much for your wonderful message. We’re truly grateful for your kind words and are so pleased to hear that your experience with Brooke was such a positive one. She takes great pride in delivering attentive, transparent, and dedicated service, and your feedback is a testament to her commitment. It means a lot to us that you felt supported and informed throughout the process, and we’re thrilled we could help make things smooth and stress-free for you. Your recommendation is sincerely appreciated - thank you again for trusting Brooke and BrokerCo!
Taylor Smith
10 months ago
Once again Jodie and the team have been nothing but amazing. Professional, friendly and very efficient at their jobs.
Response from the owner:Thank you so much for your kind words, Taylor! It's always a pleasure to work with you and Brad. We're thrilled that we've been able to help you achieve your dreams (again!). Your recommendation means a lot to us, and we look forward to continuing to support you in reaching even greater heights in the future.
Salu Palelei
11 months ago
Once again we cannot thank Brooke enough in helping us out as and seeing things through as always, Broker Co you are very lucky to have such an amazing person in Brooke who is always genuine, honest and caring. We are so grateful and lucky to have her as our broker. Cheers!
Response from the owner:Thank you so much for the wonderful feedback Salu! We're so glad to hear that Brooke has been such a positive help to you. She truly is a standout, and we're lucky to have her on our team as well. We look forward to continuing to work with you! 🏠
Paul Lord
11 months ago
I’ve used Broker Co. twice for my mortgage needs, and I can confidently say their communication and service are the best in the business. They made the process seamless both times, keeping me informed every step of the way with prompt, clear responses. Their expertise and dedication are unmatched. I highly recommend Broker Co. to anyone looking for a reliable mortgage broker and will absolutely use and recommend them again in the future.
Response from the owner:Thank you so much, Paul! We truly appreciate your kind words and continued trust in BrokerCo. It means the world to us to hear that our communication and service made a positive impact on your experience—not just once, but twice! We're committed to making the mortgage process as smooth and stress-free as possible, and we're thrilled to know we delivered that for you. Thanks again for your recommendation and support—we look forward to helping you (and anyone you send our way!) in the future. 🙏
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