What You Need to Consider Before You Invest in Property

When it comes to investing, buying a property is one of the best ways to get your foot in the door. With the security of a physical asset that will only appreciate in value, many keen investors aim to purchase their first live-in asset in their twenties, and add to their portfolio slowly. While property investment has long been seen as a fail-safe option for those looking for financial security, this path is no get-rich-quick scheme.

Just like any investment, there are things to consider before getting your foot on the property ladder. Seeking expert advice can be the difference between a successful investment property and a stress-inducing money drain. With that in mind, let’s discuss some of the things you need to consider before diving into the wonderful and exciting world of investment property.

Understanding investment property finance

CONSIDER YOUR PERSONAL CIRCUMSTANCES


The most important part of investing in property is understanding how your purchase lines up with your circumstances. While it may seem appealing to get the most expensive property possible in a high-growth area, are your outlying expenses going to allow you to service the mortgage and interest? Do you eventually plan to live in the property, or is it purely an investment for the future?

Before committing to property investment, make sure that your cash flow can support your plans, and consider how a mortgage may affect your lifestyle in the future.

KNOW YOUR BORROWING POWER


When buying an investment property, chances are that you’re going to need a mortgage. Banks consider factors like lifestyle and existing lines of credit, meaning that your borrowing power is going to be different to that of your neighbours.

first-time buyer with no financial commitments is likely to have different access to government grants, concessions and mortgage rates than a family of four with a car loan and an existing residential property. Speak to a broker to understand just how much you’ll be able to borrow, and what kind of deposit is required for your dream investment property.

understand your borrowing power

CHOOSING THE RIGHT PROPERTY FOR YOU

Property investing is a long term strategy

PLAY THE LONG GAME


The property game is a marathon, not a sprint. While some properties are good to go from the day of settlement, others will take years of careful maintenance to begin spinning a profit. Factors affecting the profitability of a property include the age, facilities and area, and can often result in negative gearing for the first few years of ownership. Be patient, and your property can be a fantastic step to securing your financial future.

LET A BROKER HELP YOU MAKE THE RIGHT CHOICE


At BrokerCo, we understand the nuances of the property market and how important your first investment can be. We match you with a professional mortgage broker to assist you step by step, so you can feel confident in your investment choices. With years of experience, BrokerCo can help you save time, money and stress in helping you build your future financial freedom. If you’d like to learn more about our services, or how a BrokerCo mortgage broker can help set you up for success, contact us today!

SOME OF OUR CUSTOMER REVIEWS

Excellent
5.0
Great service, and we found Brooke to be so helpful and continually keeping us in the loop and up to date with all proceedings. Would 100% recommend BrokerCo, and Brooke Penny as she did a brilliant job and we knew every step of the way what was going on.
Thank you so much for your awesome service, help and results.!!!
Ditto again, simply brilliant service, advice and results!!! 12/10
Response from the owner:Thank you so much for your kind words! We’re thrilled to hear you had such a positive experience with our service, and especially with Brooke. She’s a valued member of the team and will be so pleased to know her efforts made a difference and kept you well informed throughout the process.

We truly appreciate your recommendation and are grateful for the opportunity to work with you. Thanks again for your support and trust in BrokerCo
Isaac Anderson
2 months ago
We have used BrokerCo multiple times and have always found their service to be friendly, reliable and thorough. Highly recommended.
Response from the owner:Thank you so much, Isaac, for your continued trust and kind feedback. We’re delighted to hear that your experiences with BrokerCo have consistently been friendly, reliable, and thorough. Your recommendation means a great deal to our team, and we truly appreciate the opportunity to support you each time. 🏡
Jye Wivel
2 months ago
Have bought 2 houses with Brooke, and currently cashing out some equity for a third.
Brooke has gone above and beyond each time liasing with ourselves and buyers agents to get things across the line.
Couldnt reccomend them more
Response from the owner:Thank you so much, Jye, for your kind words and continued trust. We’re grateful to have supported you across multiple purchases and now with your next step, and we’re pleased to hear the process has been seamless each time. Working closely with all parties to achieve the best outcome for our clients is always our priority. We truly appreciate the recommendation and look forward to supporting you again in the future.
BrokerCo’s team helped us to easily navigate a complex loan application so that whole experience became stress-free . Their communication process is second to none keeping us informed at each step and throughout each stage. Professional, personable, clearly highly experienced. We can’t recommend them highly enough. Thank you for helping to make such a massive difference to our lives at this stage of our financial journey, BrokerCo.
Response from the owner:Thank you so much for your kind words! We truly appreciate you taking the time to share your experience. It was a pleasure assisting you through your loan application, and we are delighted to hear that our team was able to make the process smooth and stress-free. Your feedback on our communication and service means a great deal to us. We are grateful for your recommendation and look forward to assisting you in the future!
Matthew Blair
2 months ago
Fantastic service from start to finish.
Bernadette was amazing to deal with, nothing was an issue for her and the wonderful team at Broker Co. We cannot recommend these guys highly enough
Response from the owner:Thank you so much for your wonderful feedback, Matthew. We’re thrilled to hear you had such a positive experience from start to finish. It’s great to know that Bernadette and our team could make everything feel easy and stress-free for you. We truly appreciate your recommendation and your support! Congratulations again on your new purchase 🥳
Aaron Hollier
2 months ago
Broker co is the best. They helped me keep my family home after divorce, when everyone one else said no. Everyone there goes above and beyond to help you with everything. Can't recommend highly enough. Thanks Aaron
Response from the owner:Thank you so much, Aaron! We really appreciate your kind words. It means a lot to know you had such a great experience with our team. We look forward to helping you through the next steps 🏡
Sean Perrin
4 months ago
Brooke from BrokerCo was amazing, the level of support and knowledge was completely incomparable to my previous experiences. She not only made the process of purchasing property seamless and stress free but made me feel like I had a good understanding of the process and was informed along the way!
Response from the owner:Thank you, Sean, for your kind feedback. We’re delighted to hear that Brooke provided such exceptional support and guidance throughout your property purchase. At BrokerCo, we strive to make every client’s experience seamless and well-informed, and it’s wonderful to know that this was reflected in your journey. We appreciate you taking the time to share your experience with us!
Chandra Shah
4 months ago
I had quite a complicated case, and getting my loan approved felt almost impossible at times — but thanks to the amazing team at Broker Co, it all came together!
A huge thank you to Jodie, Fran, and Nicole for going above and beyond to help me through every step. They were always supportive, patient, and proactive in finding solutions when things got tough.
I truly couldn’t have done it without them. I’m so grateful for their hard work and dedication, and I highly recommend Broker Co to anyone looking for a team who genuinely cares about their clients
Response from the owner:Thank you so much for your wonderful review, Chandra! We’re delighted to hear that our team could support you through a complex process and help make your loan approval possible. Your kind words mean a lot to Jodie, Fran, and Nicole, and the entire BrokerCo team truly appreciates your trust in us. We’re so glad we could be part of your journey and wish you all the best moving forward! 🏡
Ben Frank
4 months ago
Best service I could have hoped for. As a first home owner I had a lot to learn and I found Brooke extremely friendly and very knowledgeable. She guided me through the whole process smoothly. I highly recommend
Response from the owner:Thank you for your 5-star review!
Jayden
4 months ago
I had such an incredible experience with the team at BrokerCo - Jodie, Paul, Bernadette, and especially Nicole were all fantastic to deal with! As a first-home buyer, I had no idea where to start, but they made the process so easy to understand and completely stress-free.

Nicole in particular went absolutely above and beyond. She was patient, supportive, and always took the time to explain every detail in a way that made sense to me. She kept in constant communication, followed up on everything without me ever having to chase, and genuinely cared about helping me secure the best outcome.

Buying your first home can be overwhelming, but thanks to Nicole and the whole BrokerCo team, it turned into a really positive and exciting experience. I couldn’t recommend them highly enough - if you’re looking for a team that truly cares and goes the extra mile, BrokerCo is the one!
Photo from customer review
Response from the owner:Thank you so much for your lovely review, Jayden! We’re so happy to hear that your first-home buying journey was such a positive experience. Buying your first place can feel overwhelming, so it means a lot to know our team helped make it simple and stress-free for you. We really appreciate your kind words and recommendation; it genuinely makes our day to know we could be part of such an exciting milestone! Congratulations again! 🎉
Richard Amery
4 months ago
Well, what can I say? Matthew, Bernadette and Nicole have all been absolute legends helping me through the process of buying my first home and without them, it wouldn't have happened. Nicole in particular was super friendly and responsive, guiding me through all the necessary steps leading up to settlement! Cannot recommend them enough.
Photo from customer review
Response from the owner:Thank you so much for your kind words, Richard! We’re thrilled to hear that your first home-buying experience was such a positive one. It’s always our goal to make the process smooth, supportive, and stress-free. Congratulations on your new home, and thank you again for choosing to work with BrokerCo! 🏠🎉
Michael Tadrous
5 months ago
We had the absolute pleasure of working with Brooke as our broker, and I can confidently say she has been the best we have ever dealt with. From the very beginning, Brooke made the entire process smooth, stress-free, and incredibly efficient. She managed to secure our loan approval in no time at all, without any complications, delays, or unnecessary hurdles.

What truly stood out was her responsiveness and dedication. No matter how many questions we had, Brooke was always there with clear, patient, and thorough answers, giving us complete peace of mind at every step. Her professionalism, knowledge, and genuine care made us feel completely supported throughout the journey.

It’s rare to find someone who not only does their job exceptionally well but also goes above and beyond to make sure everything is handled perfectly. Brooke did exactly that. We are so deeply grateful for her efforts and couldn’t have asked for a better experience.

We definitely recommend her.

On 25/09/2025 Our dream came true thanks to Brooke.

We honestly cannot thank Brooke enough for everything she has done for us. After two years of struggling with different brokers who only made the process of buying a home more stressful and complicated, we finally found Brooke – and what a game changer she has been. Brooke went absolutely above and beyond, securing our loan approval in just 4 hours and making what we knew was a complex process feel completely stress-free and effortless.

What sets Brooke apart is her unique ability to tailor solutions that genuinely suit each individual’s circumstances. She doesn’t just crunch numbers – her extensive knowledge and experience, combined with her deep understanding of each lender’s policies, meant she knew exactly what would work best for us. Every obstacle we faced was met with a clear solution, and on top of that, she secured the best interest rate we could have hoped for.

Brooke’s patience, prompt responses, and willingness to answer every single question made us feel supported every step of the way. She doesn’t simply submit an application; she prepares thoroughly, anticipates every enquiry, and advocates fiercely for her clients when needed.

Brooke is not just a mortgage broker – she is an extraordinary problem solver, a true professional, and someone who genuinely cares about achieving the best outcome for her clients. We feel incredibly lucky to have had her on our side and could not recommend her highly enough.
Photo from customer reviewPhoto from customer review
Response from the owner:Thank you so much, Michael, for your wonderful feedback. We’re thrilled to hear that Brooke made the process such a smooth and positive experience for you. Your kind words about her professionalism, responsiveness, and dedication truly mean a lot to us. We’re so glad you felt supported and cared for every step of the way, and we greatly appreciate your recommendation!
Leanne Milner
5 months ago
I have dealt with Paul Westcott and his team for years. The process is always seamless, and fast. They take a lot of the load off which is fantastic when life is busy. I can’t recommend Broker Co highly enough. They are professional and super helpful and quick to get back to you with any questions. Paul’s always made the best decisions for me financially, which I’m always grateful for. I have a lot of trust in Paul and the team.
Response from the owner:Thank you so much, Leanne, for your kind words and continued trust over the years. We’re so pleased to hear that Paul and the team have made the process seamless and stress-free for you. Your confidence and trust mean the world to us, and we’re grateful for the opportunity to support you with your financial goals. We look forward to continuing to help whenever you need us.
Matt Kelly
5 months ago
Jodie, Fran and the team are amazing. My second purchase though them went as smoothly as the first, and I can't recommend the BrokerCo team highly enough!
Response from the owner:Thank you so much, Matt! We’re thrilled to have supported you through your second purchase and to hear that the process was just as smooth as the first. Jodie, Fran, and the whole team truly appreciate your kind words and recommendation. It’s always a pleasure working with you, and we look forward to being here whenever you need us next.
Courtney Giles
5 months ago
Cannot recommend Brooke from BrokerCo enough! She made the very daunting process of buying our first home much less scary and explained every step of the process to us in a way we could understand.
Response from the owner:Thank you so much for your kind words, Courtney! We’re so pleased to hear that Brooke was able to make your first home buying journey clear and stress-free. Buying your first home is such a big milestone, and it means a lot that you trusted us to guide you through it. Congratulations on your new home! 🎉
hayley howard
6 months ago
We’ve had several fantastic experiences with BrokerCo, and each time they’ve exceeded our expectations. The team is incredibly professional, responsive, and genuinely committed to making the property purchasing process clear and approachable. They don’t just handle the logistics — they take the time to explain things in a way that makes you feel confident and informed every step of the way.
Highly recommend to anyone looking for a broker who combines efficiency with genuine care.
Response from the owner:Thank you so much for your kind words, Hayley. We’re thrilled to hear that your experiences with us have been so positive. Our goal is always to make the process as smooth and clear as possible, while ensuring you feel supported and confident along the way. We truly appreciate your recommendation and look forward to working with you again 🏡
Anthony Portea
6 months ago
Couldn't be happier with the service and products we received.
Response from the owner:Thank you so much for your kind words, Anthony. We're thrilled to hear you couldn't be happier with the service and products you received. It’s always our goal to make the process smooth and stress-free, and we’re grateful for your trust in BrokerCo 🏡
Michele Lochhead
6 months ago
Response from the owner:Thanks for your 5-star review Michele, we are so excited for you! 🎉
Timothy Brunner
6 months ago
Jodie and her Team where absolutely fantastic. The constant up dates and follow ups to get us the best outcome was next to none. Customer care with Nicole is awesome such a friendly bubbly personality enjoyed talking to her every time she rang. Holly and Tim
Response from the owner:Thank you so much for sharing this wonderful feedback, Holly & Tim! We’re thrilled to hear your experience was such a positive one and that you felt well supported throughout the process. Providing clear communication, consistent updates and genuine care is what we strive for, and it’s so rewarding to know this made a difference for you. We truly are excited for you both and your new endeavour - congratulations again! 🎉
Broker Co have been outstanding in guiding us through the process of securing two investment properties. They’ve been incredibly patient, answering all our questions thoroughly and providing clear, practical advice every step of the way. Their communication—both with us and seamlessly among their team—has been excellent, keeping everything on track and stress-free. The entire process was smooth from start to finish, thanks to their professionalism, expertise, and willingness to ‘hold our hand’ throughout. We’re grateful for their support and wouldn’t hesitate to recommend them to anyone looking for a reliable mortgage broker.
Response from the owner:Thank you so much, Faye, for your thoughtful review. We are delighted to hear that your experience securing your investment properties was smooth and stress-free. Our team prides itself on providing clear guidance, consistent communication, and ongoing support, so it is wonderful to know this made a difference for you. We truly appreciate your trust in BrokerCo and your kind recommendation.
Wilma van Eyk
6 months ago
I have recently had the pleasure of obtaining a loan through BrokerCo Mortage Brokers for the purchase of my new home.
I cannot recommend the team highly enough. They kept me informed and reassured me every step of the process even when things got stalled for a little while. And then when I was approved they further assisted me through the process.
Response from the owner:Thank you so much for your wonderful review, Wilma. We’re thrilled to hear that you had such a positive experience with the team at BrokerCo. It is always our goal to keep our clients informed and supported at every stage of the journey, so knowing you felt reassured, even during the slower moments, truly means a lot to us. Congratulations again on your new home, and we’re so happy we could be part of making it happen for you!
Helena Lange
7 months ago
Absolutely fantastic experience with Nicole & Matt from BrokerCo. Both of them, especially Nicole, went the extra mile for me and I am so appreciative. Would 100% recommend to any person needing a good broker.
Response from the owner:Thank you so much, Helena, for your wonderful review and kind words. It was an absolute pleasure working with you throughout your journey, and we’re so thrilled to have been part of it. Congratulations on the construction of your beautiful new home and such an exciting milestone! We truly appreciate your recommendation and wish you many happy memories in your new space. 🏠❤️
Monique Hogan
7 months ago
A big thanks to the team at BrokerCo, especially Jodie and Nicole. This is the second house I have purchased with the team as they are always easily contactable, have great communication and no question is a silly one. Would recommend Jodie and Nicole to anyone wanting to buy or refinance.
Response from the owner:Thank you so much, Monique! We truly appreciate your kind words and ongoing trust in the team at BrokerCo. It’s been a pleasure supporting you through both home purchases, and we’re so glad to hear that Jodie and Nicole made the process smooth and stress-free. Your recommendation means the world to us. Congratulations again on your purchase! 🏠
Dillon Hingst
7 months ago
Jodie Roy from Broker co has gone above and beyond for me. She is very trustworthy and has your best interest at heart. Can’t thank Jodie and Bernadette enough. So glad I had you on my side.
Response from the owner:Thank you so much, Dillon! We’re truly grateful for your kind words. It means a lot to hear that Jodie and Bernadette were able to support you in such a meaningful way. We’re so glad we could be on your side throughout the process. Congratulations again! 🏠🎉
ceaser weru
7 months ago
Response from the owner:Thank you so much for your 5-star review, Ceaser! ⭐
Paul Newman
7 months ago
Amazing team that gets the job done in the quickest possible time !!
Both times I have used the team, they have exceeded my expectations and worked with me to achieve my goals. A business to be proud of 👌🏾
Response from the owner:Thank you so much, Paul! We truly appreciate your kind words and continued trust in our team. It means a lot to know we've been able to exceed your expectations and help you reach your goals—twice! We're proud to have been part of your journey and look forward to helping you again whenever you need.
Louise McSherry
8 months ago
Response from the owner:Thanks Louise for your 5 star review!
Hope Springs
8 months ago
Paul and his team are amazing. They kept us informed all the way and kept us calm and helped us out if we had any questions. Highly recommended
Response from the owner:Thank you so much for your kind words! We're truly grateful for your recommendation. Paul and the team are passionate about what they do, so it’s wonderful to hear that their support made you feel informed and at ease throughout the process. We’re so glad we could help, and please don’t hesitate to reach out if there’s anything else we can do for you in the future 🏡
Emily Hurrey
8 months ago
A huge thanks to the amazing team at BrokerCo who helped us with the purchase of our first home. They provided us with multiple loan scenarios and were always quick to reply to any questions. We couldn’t have asked for a better experience. Thank you Jodie, Bernadette and Nicole!
Response from the owner:Thank you so much for your kind words, Emily! We’re absolutely thrilled to have been part of your first home journey. It was a pleasure working with you, and we’re so glad to hear that you had a positive experience with our team. Your gratitude means a lot to us, and we’re always here if you need support in the future. Wishing you all the best as you settle into your new home! 🏡✨
Felicia Kinderman
8 months ago
Outstanding service as always. Very efficient and a great team. Communication is key, they always make themselves available.
I have now used BrokerCo 5 times over the last 6 years. Won't go anywhere else.
Response from the owner:Thank you so much, Felicia! We truly appreciate your kind words. It's always a pleasure to serve you, and we're grateful for your continued trust and support! 🏠
chris hancock
9 months ago
Paul and his team went above and beyond to help us achieve our dreams.
Response from the owner:Thanks for the review Chris. It was a pleasure
Mitchell Lawson
9 months ago
My partner Jade and I are currently in the process of building our first home using BrokerCo as our broker and they have been absolutely amazing so far. This being our first land and house purchase we were very unfamiliar with the process and what’s involved, especially on the paperwork side of things. The whole team at BrokerCo: Matthew, Fran and especially Nicole have been so helpful and understanding. They have answered all our silly questions and been patient with us while we wrap our heads around everything.

Matthew helped us begin the process with our initial consultation and pointed us in the right direction. He explained all the basics to us without over complicating things and got the ball rolling for us.

Fran is always touching base with us to make sure all our documents and forms are in order and everything is being done on time. She is very responsive and will always reply in a timely manner to answer any questions.

Finally, Nicole has been an absolute superstar for us. This last week we reached settlement on the block of land and unfortunately we had pretty poor experiences with our bank and conveyancer being very little help but luckily Nicole was there to pick up the slack and get us over the finish line. We had several delays as a result of very poor communication and effort from our bank to get forms processed in time which lead to us needing a 24hr extension on the day of settlement. My partner and I were both at work during the whole process which left Nicole to organise everything on her own, and that she did. She was on the phone all day for 2 days straight with everyone involved urging them to escalate it and fixing other peoples mistakes all while keeping us calm and updated on what was happening. I am 100% confident that without Nicole we would not have succeeded.

Our experience overall with BrokerCo has just felt so genuine all around, like they actually care about us and want what’s in our best interests. The congratulations phone call and email we got when we reached settlement wasn’t some pre-made speech that everyone gets, it was personal and they genuinely were so happy for us. We are very much looking forward to building our new house on the land and continuing to work with BrokerCo and could not recommend them enough if you are looking for a genuine, hard working, honest broker!
Response from the owner:Thank you so much for your kind words and for choosing BrokerCo to be part of such an exciting chapter in your lives, Mitch & Jade. We’re absolutely thrilled to hear that your experience so far has been a positive one, and that we've been able to help guide you and Jade through the journey of buying your first home. We know how overwhelming the process can feel, especially with all the paperwork and moving parts involved, so it means a lot to us that you felt supported and well looked after. Your feedback about the genuine care and personal touch you experienced is exactly what we strive for with every client. Congratulations again on reaching settlement on your block of land! We’re so excited for what’s to come as you begin building your new home, and we look forward to continuing the journey with you. Thanks again for your trust and recommendation; it truly means the world to us all 🏠
Anthony
9 months ago
Response from the owner:Thanks for your 5-star review, Anthony!
Chloe Jean
9 months ago
When I first considered building on the Sunshine Coast, I wasn't sure if I had the financial means to make it happen. Paul and Fran took the time to thoroughly assess my situation, helping me understand my borrowing capacity and the steps needed to move forward. I'm excited to say I've just been formally approved thanks to Paul and Fran, and the construction of my home will begin soon.

A huge thank you to everyone at BrokerCo who turned my dreams into a reality. I will be recommending you to all of my friends on the Sunshine Coast!
Response from the owner:Thank you so much for your kind words, Chloe! We’re absolutely thrilled that you've been formally approved and that your home construction is about to begin - such an exciting milestone! It's been our pleasure to work with you and support you through the process. Paul and Fran are over the moon to have played a part in turning your dream into a reality. Your recommendation means the world to us, and we’re so grateful for your trust in BrokerCo. Wishing you all the best as your build gets underway—we can’t wait to see your beautiful new home on the Sunshine Coast come to life!
Aidan Flannery
9 months ago
As a first-time buyer, I couldn't have asked for a better experience than the one I had with BrokerCo. From start to finish, the entire process was absolutely seamless. I felt fully confident in the team every step of the way — they were incredibly knowledgeable, professional, and made what could have been a stressful experience feel smooth and manageable.

A special thank you to Paul, Nicole, and Fran — each of them went above and beyond to ensure everything was handled promptly and with care. They were extremely responsive, always available to answer my questions, and kept me informed throughout the entire process.

I highly recommend BrokerCo to anyone looking for a reliable, efficient, and genuinely supportive mortgage broker. In this aggressive property market, you want these people on your team.
Response from the owner:Thank you so much, Aidan, for your thoughtful and generous words. We’re absolutely thrilled to hear that your first home-buying experience was such a positive one; that’s exactly the kind of outcome we strive for. Paul, Nicole, and Fran are appreciative for the special mention; we take great pride in providing attentive, knowledgeable support, and it means a lot to know that their efforts made a real difference for you. We’re honoured to have been part of this important milestone in your life, and we truly appreciate your recommendation. Wishing you all the best in your new home! 🏠
T Thompson
9 months ago
Whew, I've finally found my brokerage. Jodie, Nicole, Bernadette and the team helped me with an initial investigation into borrowing power then later for a refinance on irregular income like it was nothing. I’m an ex broker so it’s hard for me not to judge service with my high expectations over here. They handled me over a a few emails and that was that. Thanks again ladies, until next time x
Response from the owner:Thank you so much for your thoughtful review, T! It means the world to us; especially coming from someone with experience in the industry. We're so glad we could make the process smooth and straightforward for you. 🙂 Helping clients like you is why we love what we do. We truly appreciate the trust you placed in us and look forward to helping you again down the track!
Amy Stretton
10 months ago
Very thorough, Nicole was very informative about everything and went out of her way to help find cheaper quotes, and made us understand alot more about investment house as well.
Response from the owner:Thank you so much for your kind words! We're so pleased to hear that Nicole was able to support you so thoroughly. We always strive to go the extra mile for our clients, and your feedback is a wonderful reflection of our dedication. We really appreciate you taking the time to share your experience - it means a lot to both Nicole and the entire team at BrokerCo. Thank you again for trusting us to assist in your journey!
I had an outstanding experience working with Brooke Penny from BrokerCo. From start to finish, Brooke was professional, knowledgeable, and incredibly supportive throughout the entire process. She took the time to understand my needs, answered all my questions clearly, and went above and beyond to secure the best possible outcome for me.

What really stood out was her transparency and commitment—she kept me informed at every step and made the whole experience smooth and stress-free. Brooke’s dedication and expertise truly made a difference, and I can’t recommend her highly enough to anyone looking for a trustworthy and efficient broker.

Thank you, Brooke, for your amazing service!
Response from the owner:Thank you so much for your wonderful message. We’re truly grateful for your kind words and are so pleased to hear that your experience with Brooke was such a positive one. She takes great pride in delivering attentive, transparent, and dedicated service, and your feedback is a testament to her commitment. It means a lot to us that you felt supported and informed throughout the process, and we’re thrilled we could help make things smooth and stress-free for you. Your recommendation is sincerely appreciated - thank you again for trusting Brooke and BrokerCo!
Taylor Smith
10 months ago
Once again Jodie and the team have been nothing but amazing. Professional, friendly and very efficient at their jobs.
Response from the owner:Thank you so much for your kind words, Taylor! It's always a pleasure to work with you and Brad. We're thrilled that we've been able to help you achieve your dreams (again!). Your recommendation means a lot to us, and we look forward to continuing to support you in reaching even greater heights in the future.
Salu Palelei
10 months ago
Once again we cannot thank Brooke enough in helping us out as and seeing things through as always, Broker Co you are very lucky to have such an amazing person in Brooke who is always genuine, honest and caring. We are so grateful and lucky to have her as our broker. Cheers!
Response from the owner:Thank you so much for the wonderful feedback Salu! We're so glad to hear that Brooke has been such a positive help to you. She truly is a standout, and we're lucky to have her on our team as well. We look forward to continuing to work with you! 🏠
Paul Lord
10 months ago
I’ve used Broker Co. twice for my mortgage needs, and I can confidently say their communication and service are the best in the business. They made the process seamless both times, keeping me informed every step of the way with prompt, clear responses. Their expertise and dedication are unmatched. I highly recommend Broker Co. to anyone looking for a reliable mortgage broker and will absolutely use and recommend them again in the future.
Response from the owner:Thank you so much, Paul! We truly appreciate your kind words and continued trust in BrokerCo. It means the world to us to hear that our communication and service made a positive impact on your experience—not just once, but twice! We're committed to making the mortgage process as smooth and stress-free as possible, and we're thrilled to know we delivered that for you. Thanks again for your recommendation and support—we look forward to helping you (and anyone you send our way!) in the future. 🙏
Laura Millican
11 months ago
Brooke has been amazing in helping us secure our first home! We couldn’t have asked for a more honest, helpful and consistent broker! She has guided us every step and explained all of the bits in great detail. 10/10 Brooke we couldn't have done it without your expertise - thank you so much!!
Response from the owner:Thank you so much, Laura! It’s been such a joy helping you secure your first home. We are truly grateful for your kind words and so glad we could support you through every step of the journey. Wishing you all the happiness in your new home—congratulations!
Caroline Mwangi
11 months ago
Brooke has been such a great blessing to us. Very professional, communicates efficiently, effortlessly to us & always looking forward to hear from her because she delivers good new at all times. Working with Brooke has been such a delightfully experience coming through for us in 2 occasions of our land & house build loans. Our hearts are forever grateful. May God bless you indeed for helping people in need.❤️❤️❤️
Response from the owner:Thanks for the wonderful review Caroline. We really appreciate it.
Kerree Brodie
11 months ago
Very professional. Easy to work with and meticulous.
Response from the owner:Thank you so much, Kerree! We really appreciate your kind words. It was a pleasure working with you, and we look forward to future collaborations! 🏠
Mark Drury
11 months ago
Matt and his team are really helpful in, not only finding the best loan in the circumstances, but guiding you through the whole loan process which can be a bit intimidating.
Response from the owner:Thanks, Mark! We really appreciate your kind words. Matt and our team are dedicated to making the loan process as smooth and stress-free as possible, so it’s great to hear that our guidance was helpful. We’re grateful for your ongoing support!
Adrienne Mary
11 months ago
Jodie, Bernadette and Nicole helped me through the loan application process. Documents were sent in a timely way, and explanations were clearly given. I received advice on my situation when needed, and they accommodated my requests and timeline really well. They work very efficiently as a team and I can understand why they come highly recommended. Thank you one and all for aiding me in my next purchase!
Photo from customer review
Response from the owner:Thank you so much for your kind words! Our team at BrokerCo truly appreciate your feedback, and we’re delighted to hear that your loan application process was smooth and well-supported. Providing clear guidance, timely service, and personalized advice is always our goal, and it’s wonderful to know we met your expectations. It was our pleasure to assist you, and we’re thrilled to have played a part in your next purchase. Congratulations again! 🎉
Caroline Mwangi
11 months ago
My experience has been one of a kind. Very great information/insight. Updated at all times with what’s going on and to expect.
I am so grateful to have crossed our path with you Brooke, it makes all the difference. May God truly bless you.
Response from the owner:Caroline, your kind words truly mean so much! We are incredibly grateful for the opportunity to have crossed paths with you as well. It has been a pleasure sharing this journey with you, and we are so glad the information and updates have been helpful. Wishing you all the best! 🏠
Edward Ndai
11 months ago
I would like to highly recommend Brooke Penny from BrokerCo.
She has assisted us successfully in obtaining both our land and build loans and now our home loan refinancing.
On all these occasions, Brooke has been very knowledgeable and professional making the process seamless.
Brooke also ensures the process is timely and guides you really well on all that is needed. You always feel you are in good hands.
Thank you so much Brooke for coming through for us yet again.
Blessings.
Response from the owner:Edward, thank you so much for your kind words and recommendation! We truly appreciate your trust in BrokerCo and Brooke. It’s been our pleasure to assist you throughout your journey, and we’re so glad to hear that your experience has been seamless and well-guided. Your support means the world to us! We look forward to working with you again soon.
David Gidney
11 months ago
Been with Paul and the team for many years now. They are fantastic and attention to detail is second to none. Highly recommended 👌
Response from the owner:Thank you so much for your kind words, David! We truly appreciate your continued support over the years. It means a lot to us that you value our attention to detail. We’re grateful for your recommendation and look forward to working with you for many more years!
Elise Hall
11 months ago
Could not rate Brooke from Broker Co enough. She helped us purchase our first house 3 years ago and has now helped us sell that house and buy another. We would be so lost without her!
Thanks again Brooke. Jye and myself are forever grateful
Response from the owner:Thank you so much for your kind words, Elise! We are so glad that Brookes expertise helped you and Jye with both buying and selling your homes. We truly appreciate your trust and support in our team. Wishing you both all the best in your new home! 🏠
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