Spending Habits That Kill Your Borrowing Capacity And How to Fix Them
When it comes to applying for a home loan, your borrowing capacity is more than just your income. Lenders look closely at how you spend your money, not just how…
Should You Use a Buyer’s Agent? Pros & Cons for Property Investors and First-Timers
Buying property, whether it’s your first home or your next investment, can be one of the biggest financial steps you’ll ever take. Between navigating auctions, researching suburbs, negotiating prices and…
Using a Parental Guarantee to Help Your Child Buy a Home: A Clear GuideGuarantee to Help Your Child Buy a HomeUsing a Parental Guarantee to Help Your Child Buy a Home: A Clear Guide
Getting into the property market can feel out of reach for many young Australians. Rising house prices, higher living costs and the challenge of saving a full deposit all play…
The Benefits of Choosing a House in the Sunshine Coast for Your Long-Term Value
The Sunshine Coast has long been known for its stunning beaches, relaxed lifestyle, and welcoming communities, but in recent years, it’s also emerged as a strong performer in the property…
Refinancing in a Rising Rate Market: What You Need to Know
With interest rates climbing over the past couple of years, many Aussie homeowners are feeling the pinch. Monthly repayments are higher, household budgets are tighter, and the uncertainty about where…
What the RBA Cash Rate Changes Mean for Your Mortgage Repayments
When the Reserve Bank of Australia (RBA) adjusts the cash rate, it can have a big impact on your home loan, especially if you’re on a variable rate. But what…
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