MORTGAGE BROKER BLOG

A 20% deposit is often seen as a milestone for home buyers because it may help reduce borrowing costs and avoid lenders mortgage insurance (LMI). However, it’s not a rule,…

A Self-Managed Super Fund (SMSF) property loan is a specialised lending arrangement that allows an SMSF to borrow money to purchase certain types of property. Borrowing is only permitted under…

Whether you’re buying your first investment property or expanding your portfolio, your borrowing capacity plays a major role in how far you can go. Borrowing capacity is the amount a…

A Self-Managed Super Fund (SMSF) gives trustees greater control over how their retirement savings are managed.  For some trustees, borrowing through an SMSF, usually to purchase property, may be a…

A construction loan is a specialised type of finance designed for building a new home or completing major renovations. Instead of receiving the full loan amount upfront, the funds are…

Building a new home is a major milestone, but financing it can seem complicated, especially when you hear terms like land loan and construction loan. While both are designed to…